Hectic Holidays and HSA's

How the holidays get hectic!  Then add open enrollment for health insurance.  This year, my husband's company did a massive overhaul to the system.  Now, we are extremely lucky in that he works for a great company that truly provides excellent benefits so don't take any of this post as a complaint.  The overhaul was encouraging employees to switch to a Health Savings Account instead of the previously offered PPO's.  As I said, we are extremely lucky in that they didn't just take the PPO off the table completely.  I know change is scary so we took a good look at the two plans.

In the process of doing our homework, which they gave lots of great resources as well, it occured to me that the quote I often say in my classes is really showing up in corporate America - "You are in charge of your own health.  You need to make the choices for yourself."  Well, I say something like that but basically when I am teaching about using doTERRA oils, I want people to know they have options even when their doctors roll their eyes.  With this major change to insurance and premiums where you cover your out of pocket expenses for just about all your sick visits until the deductible is met, it solidfies it for me.  I must make choices and my choices have consequences either to my health or my bank account - probably BOTH.

So with choices let's look at how each day we can make positive choices to keep us out of the doctor's office and those charges in that HSA.  Personally, I would rather keep that money for retirement than for being sick, what about you?

There is a quote I see frequently on my friend's Facebook feeds, "You will never out train a bad diet."  What you eat is the foundation of your health.  If you are filling your body with neon colored drinks and food then expecting to feel great, you are fooling yourself.  I have never seen neon colored fruits and veggies in the produce section.  But I am not telling you to clear your fridge and pantry and throw it all out because that is irresponsible.  There is too much hunger on this planet to waste food.  Start with one....1....uno...thing you can change to be healthier.  Drop one can of Coke for a large glass or two of water.  Instead of chips, try crunchy veggies.  Just one habit per week.  Then add another then another.  After a year, you will look back and be amazed at the changes you have made with small manageable changes.

In the meantime, make sure you get some good nutrition with good vitamins.  At our house, we use the LLV as we call it.

Knock on wood, as those around us have really been catching some major germs we have only suffered with a cold.  I really do credit good vitamins with keeping us well.  Why do I love them more than other vitamins?  I absorb them.  how do I know?  Let's just say, nothing is neon!  Watch this video to learn more.  

Following the chart above, you have to get moving.  Exercise.  We all know it, yet so many avoid it.  I am as guilty as anyone.  I will get better and you can too!

Rest & Stress management....I have blogged on stress so many times but it is so important.  Getting your sleep too.    The links will take you to my experiences where I didn't follow this plan.  It can get ugly.  With the new health insurance models, it looks like it will get expensive too.

If this blog does nothing more than make you think about what you eat and drink first, then I have accomplished my goal.  I want us all having the happy, healthy lives we want.